   Menu
Your new card
Choose the limit card you want.
By: Total Finanças
WHY THIS CARD STANDS OUT — Powerful Perks, No Hidden Costs
Looking for a card that rewards your everyday spending without weighing you down with fees? This credit card is designed with real life in mind — whether you're buying groceries, fueling up, or shopping online. With 1.5% unlimited cashback on all purchases, every swipe puts money back in your pocket. No rotating categories, no hoops to jump through — just straightforward value. Even better? There's no annual fee, so you can enjoy all the perks without the pressure of paying to keep your card active. Plus, for new members, there's a special welcome bonus: spend $500 within the first 3 months and earn an additional $150 cashback — automatically. Worried about interest? We’ve got you. Benefit from a 0% intro APR on purchases and balance transfers for the first 15 months, then a variable APR ranging from 17.99% to 28.99%, depending on your creditworthiness. Security and convenience come built-in, with contactless payments, zero liability fraud protection, and 24/7 account monitoring. Whether you're building credit or looking to maximize rewards, this card brings everyday benefits to your fingertips.
-
What credit score is needed to apply?
While this card is generally recommended for those with good to excellent credit (670+), applications are reviewed on an individual basis, and other factors like income and debt-to-income ratio are considered.
-
Is there an annual fee?
No, this card comes with no annual fee, so you can enjoy the benefits without extra costs.
-
Does this card offer rewards?
Yes! Earn 1.5% unlimited cashback on every purchase, every day. No rotating categories or caps.
-
What’s the APR after the intro period?
After the 15-month 0% intro APR on purchases and balance transfers, the variable APR ranges from 17.99% to 28.99%, based on creditworthiness.
-
Is there a balance transfer fee?
Yes, a 3% fee applies to balance transfers made within the first 60 days. After that, it increases to 5%.
HOW TO APPLY FOR THE CARD — Simple Application. Quick Approval.
Ready to get started? Applying for this credit card takes just minutes. All you need is a stable internet connection, a few basic details, and a couple of minutes to spare. First, head to the official application page. You’ll be asked to provide your name, address, Social Security number, income, and employment details. This helps us quickly assess your eligibility and offer the best terms available. Rest assured — your information is secure and used solely to process your application. Most applicants receive a decision in under 60 seconds. If approved, you’ll get your digital card immediately for online purchases, while the physical card arrives by mail in 7–10 business days. This card is designed for those with good to excellent credit (670+ score), but we welcome applications from a wide range of backgrounds. If you're not approved, you won’t be left guessing — we’ll provide a clear explanation and helpful next steps.