Chase Sapphire Preferred®: Travel Rewards
Earn points on travel and everyday purchases while accessing useful travel benefits, protections and flexible ways to use rewards for future trips.
5X Points Through Chase Travel℠
Earn 5X points on eligible purchases through Chase Travel℠ and 2X points on other eligible travel purchases made directly with providers.
3X Points on Select Categories
Earn 3X points on dining, gas stations and EV charging, plus other eligible everyday categories covered by the current rewards program.
Travel Credits and Protections
Receive up to $100 in Chase Travel hotel statement credits each account anniversary year, plus eligible protections that may help during qualifying trips.
No Foreign Transaction Fees
Chase charges no foreign transaction fee, making the card suitable for eligible purchases made outside the United States while traveling internationally.
How Chase Sapphire Preferred® Works
The Chase Sapphire Preferred® offers travel rewards and bonus categories for everyday spending. Cardmembers earn 5X points on eligible Chase Travel℠ purchases, 3X in select categories, 2X on other eligible travel and 1X on other purchases made with the card.
The card has a $95 annual fee and no foreign transaction fees. It also offers up to $100 in annual statement credits for eligible hotel stays booked through Chase Travel℠ during each account anniversary year, adding value for frequent hotel stays.
Eligible trips also receive travel protections, including Trip Cancellation and Interruption Insurance and Baggage Delay Insurance. Coverage limits, exclusions and conditions apply, so check the current benefit guide before relying on these protections during your travels.
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The card earns 5X points on eligible Chase Travel℠ purchases, 3X in selected categories, 2X on other eligible travel and 1X on other purchases. These rewards are subject to current terms and exclusions.
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Yes. The Chase Sapphire Preferred® currently has a $95 annual fee. Consider this cost together with the rewards and benefits you expect to use throughout each year.
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No. Chase currently charges no foreign transaction fee on purchases made with the Chase Sapphire Preferred®, which can be useful when spending abroad.
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The current offer is 75,000 bonus points after $5,000 in purchases within the first three months from account opening. Eligibility rules apply, and promotional offers can change over time.
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Points can be redeemed for options such as travel, cash back and gift cards. Transfers to participating airline and hotel loyalty programs are also available under current program terms and conditions.
What to Check Before Applying
Consider whether the rewards match your usual spending before applying. The card can offer value across eligible travel and everyday categories, but the $95 annual fee is an important cost to consider when comparing it with other travel cards.
Chase lists a 19.24%–27.49% variable purchase APR, depending on creditworthiness and other factors. Carrying a balance can generate interest charges, reducing the value of the points you earn from regular card spending over time, especially when balances remain unpaid monthly.
The current welcome offer provides 75,000 bonus points after $5,000 in purchases within the first three months. Eligibility rules apply, and offers may change. Approval, credit limit and APR depend on Chase's evaluation and applicable account terms.