The Bank of America® Business Advantage Cash Rewards Mastercard® offers a $300 online statement credit, 3% cash back in select categories, 2% cash back on dining purchases, and 1% cash back on all other purchases. Learn about its features, advantages, and how to apply.

Advantages of the card Bank of America® Business Advantage Cash Rewards Mastercard®

The card offers a $300 online statement credit after spending $3,000 in the first 90 days. Cardholders can earn 3% cash back in a category of their choice, 2% cash back on dining, and 1% cash back on other purchases. There’s no annual fee, and a 0% introductory APR for the first 9 billing cycles.

Disadvantages of the card Bank of America® Business Advantage Cash Rewards Mastercard®

While the rewards are generous, there is a limit to the 3% and 2% cash back earnings on select categories and dining purchases, capped at $50,000 combined spending per calendar year. Additionally, the variable APR after the introductory period may be high.

Extra features offered by Bank of America® Business Advantage Cash Rewards Mastercard®

Cardholders enjoy cash flow management tools, online and mobile access, travel and emergency services, free access to business credit scores, and security features like zero liability protection and fraud monitoring.

Learn how to apply for your credit card Bank of America® Business Advantage Cash Rewards Mastercard®

To apply, visit the Bank of America website or use the mobile app. Alternatively, applicants can apply in person at a Bank of America branch.

Discover the main ways to apply for the card Bank of America® Business Advantage Cash Rewards Mastercard®

Applicants can apply directly from the Bank of America website or through the mobile app. They can also visit a Bank of America branch and apply in person.

Prerequisites for request

To apply, individuals must meet the eligibility criteria set by Bank of America. Credit approval is required.

From the site

Applicants can visit the Bank of America website, navigate to the credit card section, and follow the instructions to apply.

From the site App

Using the Bank of America mobile app, applicants can apply for the card by selecting the credit card option and following the prompts.

By agency

Applicants can visit a nearby Bank of America branch, speak with a representative, and submit their application in person.

The Bank of America® Business Advantage Cash Rewards Mastercard® offers a range of benefits for businesses, including generous cash back rewards, flexible redemption options, and additional features like travel and emergency services. While there are limitations, such as earning caps and variable APR, overall, it presents a valuable option for business owners looking to maximize their rewards and manage their expenses effectively.