Wells Fargo Active Cash® Card
The Wells Fargo Active Cash® Card gives unlimited 2% cash rewards on every purchase with no annual fee.
By: Zienic
Unlimited 2% cash rewards
Earn a flat 2% cash rewards on every purchase with no categories to track or limits to worry about.
No annual fee
Enjoy the simplicity of unlimited rewards with absolutely no annual fee.
Cell phone protection
Get coverage against damage or theft when you pay your monthly cell phone bill with the card.
Introductory 0% APR offer
Take advantage of a 0% intro APR on purchases and balance transfers for a limited period.
Why Choose the Wells Fargo Active Cash® Card?
The Wells Fargo Active Cash® Card is designed for people who want straightforward cash rewards with no complications. Unlike other cards that require you to keep track of rotating categories or spending limits, this card offers a flat 2% cash rewards on every purchase—no exceptions. That means whether you’re paying for groceries, travel, dining, or streaming services, you’ll earn rewards consistently. In addition to its simple rewards structure, the card comes with an attractive welcome bonus for new cardholders who meet the initial spending requirement. Another standout feature is cell phone protection, which provides coverage against damage or theft when you pay your monthly bill with the card. The Wells Fargo Active Cash® Card also includes an introductory 0% APR period on purchases and balance transfers, making it a useful option for those who want to pay down debt or finance large purchases over time. With no annual fee and the flexibility of cash rewards redemption, this card is an excellent fit for both everyday spenders and savvy savers.
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What is the rewards rate for the Wells Fargo Active Cash® Card?
You’ll earn unlimited 2% cash rewards on every purchase.
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Does the card have an annual fee?
No, the Wells Fargo Active Cash® Card has no annual fee.
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Is there a welcome bonus?
Yes, new cardholders can earn a cash rewards bonus after meeting the minimum spending requirement.
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Does the card offer cellphone protection?
Yes, when you pay your monthly cellphone bill with the card, you’re eligible for protection against damage or theft.
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What credit score is needed for approval?
A good to excellent credit score (typically 690+) is recommended for approval.
How to Request the Wells Fargo Active Cash® Card
Applying for the Wells Fargo Active Cash® Card is quick and convenient. You can start the process online by visiting the Wells Fargo website and navigating to their credit cards section. Select the Active Cash® Card and click “Apply Now.” You’ll need to provide personal information such as your name, income, employment details, and Social Security Number for credit verification. Approval typically requires a good to excellent credit score. Once you submit your application, Wells Fargo will review your credit history and financial details. Many applicants receive a decision instantly, though in some cases, additional review may be needed. If approved, you’ll receive your new card in the mail within 7–10 business days. You can then activate it online, by phone, or through the Wells Fargo mobile app. The app also allows you to monitor transactions, set up alerts, and manage payments easily. With the Wells Fargo Active Cash® Card in hand, you’ll immediately start earning unlimited 2% cash rewards on all your purchases, while also enjoying peace of mind with added benefits like cellphone protection and Visa® perks.