Seeking a credit card with a prolonged low intro APR? The U.S. Bank Visa Platinum® Card might be your solution. In this post, we’ll delve into its advantages, disadvantages, and extra features, providing insights on how to apply and the prerequisites for request. Let’s uncover the details of this unique credit card.

Advantages of the U.S. Bank Visa Platinum® Card

The U.S. Bank Visa Platinum® Card offers a remarkable 0% intro APR for both purchases and balance transfers for an extensive period – 21 billing cycles. This feature provides cardholders with a substantial window to manage their finances without incurring interest.

Disadvantages of the U.S. Bank Visa Platinum® Card

Despite its attractive introductory offer, the U.S. Bank Visa Platinum® Card has a variable APR after the initial 21 billing cycles. Additionally, fees for cash advances, balance transfers, and foreign transactions exist, and the card may not be the most rewarding in terms of cash back or rewards points.

Extra Features Offered by the U.S. Bank Visa Platinum® Card

The card provides a range of benefits, including the ability to view your credit score anytime and anywhere through the mobile app or online banking. U.S. Bank ExtendPay® Plan allows users to pay over time, and there’s a new cardmember $0 fee offer on ExtendPay Plans opened within the first 60 days. The inclusion of ID Navigator Powered by NortonLifeLock™ offers tools to stay informed about potential identity threats. Moreover, the card provides cell phone protection, offering up to $600 reimbursement for stolen or damaged phones when monthly cell phone payments are made with the card.

Learn How to Apply for the U.S. Bank Visa Platinum® Card

Applying for the U.S. Bank Visa Platinum® Card is a straightforward process. You can apply online through the official website or mobile app. Alternatively, visit a U.S. Bank branch to initiate the application process. Ensure you meet the prerequisites for request to enhance your approval chances.

Discover the Main Ways to Apply for the U.S. Bank Visa Platinum® Card

From the Site

Apply conveniently through the official website by providing the required information.

From the Site App

Download the U.S. Bank mobile app and follow the user-friendly application process.

By Agency

Visit a U.S. Bank branch and speak to a representative who will guide you through the application steps.

Prerequisites for Request

To boost your chances of approval, ensure you meet the credit and income requirements set by U.S. Bank. Having a good credit score and a stable income stream are crucial factors in the approval process.

In conclusion, the U.S. Bank Visa Platinum® Card offers a compelling introductory APR for those seeking a temporary reprieve from interest charges. While it may not be the most rewarding in terms of ongoing benefits, its extended low APR period makes it an attractive option for certain financial situations. Apply today and experience the advantages of a prolonged interest-free period.