Dive into the world of the U.S. Bank Cash+® Visa Signature® Card, a credit card that offers a $200 bonus, 5% cash back on selected categories, and more. This blog post breaks down its advantages, disadvantages, and extra features, providing insights into the application process.

Advantages of the card U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+® Visa Signature® Card comes with several advantages that make it a compelling choice for cardholders. One notable feature is the $200 rewards bonus offered after spending $1,000 in eligible purchases within the first 120 days of account opening. This bonus has recently been increased, adding extra value for new cardholders. Additionally, the card provides a quick decision process, often giving applicants a response in as little as 60 seconds.

The cash back rewards structure is another highlight, allowing cardholders to earn 5% cash back on their first $2,000 in combined eligible purchases each quarter on two chosen categories. These categories include popular options like fast food, home utilities, TV, internet and streaming, department stores, cell phones, and electronic stores. Furthermore, cardholders can enjoy 2% cash back on one everyday category, such as grocery stores, restaurants, gas stations, and EV charging stations. All other eligible purchases earn 1% cash back. The low introductory APR on purchases and balance transfers for the first 15 billing cycles adds to the card’s appeal.

Disadvantages of the card U.S. Bank Cash+® Visa Signature® Card

Despite its many advantages, some cardholders express concerns about the U.S. Bank Cash+® Visa Signature® Card. One common complaint is the perceived difficulty in constantly changing categories. This may pose a challenge for individuals who prefer a more straightforward cash back structure without the need for frequent adjustments.

Extra features offered by U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+® Visa Signature® Card goes beyond cash back rewards with additional benefits. Cardholders can earn 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Travel Center. The flexible redemption options allow users to receive cash back as a statement credit, a rewards card, or directly deposited into their U.S. Bank checking or savings account. The card also offers the U.S. Bank ExtendPay® Plan, enabling users to pay over time with a new cardmember $0 fee offer on ExtendPay Plans opened in the first 60 days after account opening.

Learn how to apply for your credit card U.S. Bank Cash+® Visa Signature® Card

Applying for the U.S. Bank Cash+® Visa Signature® Card is a straightforward process. Interested individuals can visit the official website and complete the online application. The decision is typically provided within 60 seconds, offering quick access to the card’s benefits.

Discover the main ways to apply for the card U.S. Bank Cash+® Visa Signature® Card

Prospective cardholders can apply for the U.S. Bank Cash+® Visa Signature® Card through various channels:

From the site

Visit the official U.S. Bank website, navigate to the credit cards section, and fill out the online application form.

From the site App

Download the U.S. Bank mobile app, locate the credit cards section, and complete the application within the app interface.

By agency

Visit a U.S. Bank branch or contact an authorized U.S. Bank representative to apply for the card in person.

Prerequisites for request

Before applying for the U.S. Bank Cash+® Visa Signature® Card, ensure you meet the necessary prerequisites. This may include having a good credit standing and fulfilling any specific criteria outlined by U.S. Bank.