Dive into the world of the Citi Custom Cash® Card, a credit card that offers a $200 cash back bonus, no annual fee, and a unique cash back structure that adapts to your spending habits. Discover the advantages, disadvantages, and extra features that make this card stand out in the competitive credit card market. Learn how to apply and explore the various ways to maximize your benefits.

Advantages of the card Citi Custom Cash® Card

The Citi Custom Cash® Card boasts several advantages that make it a top choice for savvy cardholders.

– No annual fee, ensuring you enjoy the perks without breaking the bank.

– Earn $200 cash back after spending $1,500 on purchases in the first 6 months, kickstarting your rewards journey.

– 5% cash back on your top eligible spend category each billing cycle up to $500 spent, with 1% cash back thereafter.

– Low Intro APR of 0% for 15 months on purchases and balance transfers, providing financial flexibility.

– $0 liability on unauthorized charges, ensuring peace of mind.

Disadvantages of the card Citi Custom Cash® Card

While the Citi Custom Cash® Card offers impressive benefits, it’s essential to be aware of potential drawbacks.

– The variable APR after the introductory period ranges from 19.24% to 29.24%, depending on creditworthiness.

– Balance transfer fee of either $5 or 5% of the amount, whichever is greater.

– This card may not be suitable for those seeking specific bonus categories.

Extra features offered by Citi Custom Cash® Card

Beyond the cash back rewards, the Citi Custom Cash® Card comes with additional features to enhance your cardholder experience.

– Contactless Pay for quick and secure transactions with a tap of your card.

– Digital Wallets for convenient and safe online and in-store shopping.

– Citi Mobile® App for easy account management and access anywhere, anytime.

– Choose Your Payment Due Date for flexibility in managing your payments.

Learn how to apply for your credit card Citi Custom Cash® Card

Applying for the Citi Custom Cash® Card is a straightforward process.

– Visit the official Citi website or use the Citi Mobile® App for a seamless application experience.

– Apply by phone by calling 1-800-362-0526 or using TTY: 711 or other Relay Service.

Discover the main ways to apply for the card Citi Custom Cash® Card

Choose from various methods to apply for the Citi Custom Cash® Card based on your preference.

– Apply through the official website for online convenience.

– Utilize the Citi Mobile® App for a user-friendly mobile application process.

– Apply by phone by calling the provided number for personalized assistance.

Prerequisites for request

Ensure a smooth application process by meeting the prerequisites for obtaining the Citi Custom Cash® Card.

– New cardmembers only. Subject to credit approval.

– Balance Transfers must be completed within 4 months of account opening.

– Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.

In conclusion, the Citi Custom Cash® Card is a powerhouse in the credit card market, offering a compelling combination of cash back rewards, no annual fee, and versatile features. Whether you’re a frequent diner, traveler, or fitness enthusiast, this card adapts to your lifestyle, providing a seamless and rewarding experience. Apply today and unlock a new era of credit card benefits.