Are you on the lookout for a credit card that rewards your everyday spending? Look no further than the Blue Cash Preferred® Card from American Express. In this comprehensive guide, we’ll delve into the advantages, disadvantages, and extra features offered by this card. Additionally, you’ll learn how to apply and discover the main ways to secure this fantastic piece of plastic.

Advantages of the card Blue Cash Preferred® Card

The Blue Cash Preferred® Card from American Express comes with a myriad of advantages that make it a standout choice for many. One of the most enticing features is the generous 6% cash back on groceries, up to $6,000 per year at U.S. supermarkets. This can translate to significant savings, especially for families who frequently stock up on essentials.

Another notable benefit is the 6% cash back on select U.S. streaming subscriptions, offering entertainment enthusiasts a chance to earn while enjoying their favorite shows and music. The 3% cash back on transit, including taxis, rideshare, and more, and 3% cash back on gas at U.S. gas stations further enhance the card’s appeal.

Additionally, the card provides 1% cash back on other purchases, giving cardholders a well-rounded earning potential. The $250 back after spending $3,000 in the first 6 months is a lucrative new card member offer that sweetens the deal for potential applicants.

Disadvantages of the card Blue Cash Preferred® Card

While the Blue Cash Preferred® Card boasts numerous advantages, it’s essential to consider potential drawbacks. The $95 annual fee, after the initial $0 intro annual fee for the first year, may deter some applicants. However, the card’s benefits often outweigh the cost for those who maximize its cash back opportunities. Additionally, the 0% intro APR on purchases and balance transfers for 12 months can be appealing, but the variable APR afterward may be a consideration for those planning long-term balances.

Extra features offered by the Blue Cash Preferred® Card

Beyond the cash back rewards, the Blue Cash Preferred® Card comes with enticing extra features. Cardholders can enjoy a $84 Disney Bundle Credit, receiving $7 back monthly after spending $9.99+ each month on an eligible subscription to the Disney Bundle. Moreover, there’s a $120 Equinox+ Credit, providing $10 in monthly statement credits when paying for an auto-renewing subscription to Equinox+ at equinoxplus.com. The Send & Split® feature allows users to send money and split purchases with any Venmo or PayPal user, directly from the Amex App.

Learn how to apply for your credit card Blue Cash Preferred® Card

Applying for the Blue Cash Preferred® Card from American Express is a straightforward process. Prospective cardholders can apply with confidence, knowing that there’s no credit score impact during the approval check. The application can be conveniently completed online, offering a hassle-free experience.

Discover the main ways to apply for the card Blue Cash Preferred® Card

There are several avenues to apply for the Blue Cash Preferred® Card. Applicants can visit the official American Express website to fill out the online application. Alternatively, they can utilize the American Express mobile app for a seamless application process. For those who prefer personalized assistance, applying through an American Express agency is also an option.

Prerequisites for request

Before applying for the Blue Cash Preferred® Card, it’s crucial to understand the prerequisites. Applicants can apply directly from the official website, through the mobile app, or by visiting an American Express agency. To enhance the approval chances, having a good credit score is advisable.

From the site

To apply from the official website, visit the American Express site and navigate to the Blue Cash Preferred® Card page. Follow the prompts to complete the online application form, providing the necessary personal and financial information.

From the site App

The American Express mobile app offers a convenient way to apply. Download the app, create an account, and navigate to the credit card section. Follow the prompts to complete the application process on your mobile device.

By agency

For those who prefer in-person assistance, visiting an American Express agency is an option. Speak to a representative who can guide you through the application process and address any questions or concerns you may have.

In conclusion, the Blue Cash Preferred® Card from American Express stands out as a compelling choice for individuals seeking generous cash back rewards on everyday spending. While the card has its annual fee and potential APR considerations, its advantages, such as the lucrative cash back categories and valuable extra features, make it a worthy addition to your wallet. If you’re someone who values earning rewards on groceries, streaming, transit, and gas, this card could be the perfect fit for you.