thumb_up Know the Benefits

The Chase Sapphire Preferred Card offers strong travel and dining rewards, with added benefits for redeeming points through Chase Ultimate Rewards.

• done Earn 2X points on all travel and dining purchases, anywhere in the world.
• done 60,000-point sign-up bonus after spending $4,000 in the first three months.
• done Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.
• done No foreign transaction fees, ideal for frequent international travelers.

thumb_down Understand the Drawbacks

While the Chase Sapphire Preferred offers great perks, there are some limitations that may affect certain users.

• close The $95 annual fee could be a deterrent for people who don’t travel or dine frequently.
• close Only 1X point is earned on purchases that aren’t travel or dining related.
• close Requires a good to excellent credit score for approval, limiting access for some applicants.

help How to Apply for the Chase Sapphire Preferred Card

The application process for the Chase Sapphire Preferred Card is easy and can be completed online in just a few steps.

1. Go to the Chase website and find the Sapphire Preferred Card application page.
2. Click “Apply Now” and enter your personal details and financial information.
3. Review the card’s terms and conditions carefully before submitting.
4. Submit your application for approval.
5. If approved, you will receive your card in the mail within a few days.
6. Start earning rewards by using your card for travel, dining, and everyday purchases.

The Chase Sapphire Preferred Card is a solid choice for anyone looking to earn rewards on travel and dining. With 2X points on these categories and a 60,000-point sign-up bonus, cardholders can quickly accumulate rewards that are worth 25% more when redeemed through Chase Ultimate Rewards. This makes the card particularly appealing for frequent travelers. The $95 annual fee is reasonable given the value it offers, though the card may not be as beneficial for those who don’t spend heavily on travel and dining. Overall, it’s a highly flexible and rewarding card for travelers.