The Citi Rewards+® Card offers enticing rewards and benefits, including bonus points on qualifying purchases, low intro APR, and more. Explore its advantages, disadvantages, and additional features in detail.

Advantages of the card Citi Rewards+®

The Citi Rewards+® Card presents numerous advantages for cardholders. Firstly, it offers bonus points after qualifying purchases, providing an instant boost to your rewards. Moreover, the card grants a low intro APR on purchases and balance transfers, allowing for more flexibility in managing finances. The special travel offer of earning 5X ThankYou® Points on hotel and car rentals through CitiTravel.com until December 31, 2025, adds further value, making it an ideal choice for frequent travelers. Additionally, the feature of rounding up points to the nearest 10 on every purchase maximizes rewards accumulation, while the 10% Points Back on redemptions adds an attractive incentive.

Disadvantages of the card Citi Rewards+®

Despite its benefits, the Citi Rewards+® Card has certain limitations. One drawback is the balance transfer fee, which increases after the initial period. Additionally, bonus ThankYou® Points are unavailable if a new account bonus has been received for a Citi Rewards+® account in the past 48 months, restricting eligibility for certain customers. While these limitations exist, they may not significantly impact the overall value of the card for many users.

Extra features offered by Citi Rewards+®

In addition to its rewards and benefits, the Citi Rewards+® Card offers several extra features to enhance the cardholder experience. These include the ability to redeem ThankYou® Points for various rewards such as gift cards, merchandise, or travel bookings. The card also supports digital wallets, enabling secure and convenient transactions both online and in stores. Furthermore, the contactless payment feature adds another layer of convenience, allowing for swift and hassle-free transactions.

Learn how to apply for your credit card Citi Rewards+®

Applying for the Citi Rewards+® Card is a straightforward process. Potential applicants can visit the official Citi website and navigate to the credit cards section to find detailed information about the card, including its features and benefits. From there, they can initiate the application process online by filling out the required forms and providing necessary personal and financial information. Alternatively, applicants can visit a Citi branch and apply in person with the assistance of a representative.

Discover the main ways to apply for the card Citi Rewards+®

There are several main methods to apply for the Citi Rewards+® Card. One option is to apply directly through the official Citi website, where applicants can access the online application portal and complete the process digitally. Another option is to apply via the Citi mobile app, providing a convenient solution for those who prefer mobile banking. Additionally, applicants can choose to apply in person by visiting a nearby Citi branch and speaking with a banking representative who can guide them through the application process and address any questions or concerns.

Prerequisites for request

Before applying for the Citi Rewards+® Card, applicants should ensure they meet certain prerequisites. These may include having a good credit score, as eligibility for the card is often based on creditworthiness. Additionally, applicants should be prepared to provide personal information such as their Social Security number, income details, and employment status during the application process. By meeting these prerequisites and carefully completing the application, applicants can increase their chances of approval for the Citi Rewards+® Card.

From the site

Applicants can visit the official Citi website and navigate to the credit cards section to find detailed information about the Citi Rewards+® Card. From there, they can access the online application portal and complete the process digitally.

From the site App

For added convenience, applicants can apply for the Citi Rewards+® Card directly through the Citi mobile app. By accessing the app’s credit card section, users can initiate the application process and provide the necessary information from their mobile device.

By agency

Those who prefer a more personal touch can visit a nearby Citi branch and apply for the Citi Rewards+® Card in person. A banking representative will be available to assist with the application process and address any questions or concerns.

The Citi Rewards+® Card offers a compelling combination of rewards, benefits, and features, making it a valuable choice for consumers seeking a versatile credit card. While it has certain limitations, such as balance transfer fees and eligibility restrictions for bonus points, its overall advantages outweigh these drawbacks for many users. With its special travel offer, low intro APR, and innovative rounding up feature, the Citi Rewards+® Card provides an attractive solution for everyday spending and travel expenses.