Discover the benefits, features, and application process of the Bank of America® Travel Rewards Credit Card.
The Bank of America® Travel Rewards Credit Card offers numerous advantages such as a generous sign-up bonus, no annual fee, and unlimited points earning potential. However, it’s important to weigh the advantages against potential disadvantages and explore the extra features offered.
Advantages of the card Bank of America® Travel Rewards Credit Card
The card offers a 25,000 online bonus points offer, equivalent to a $250 value, with no annual fee. Cardholders can earn unlimited 1.5 points for every $1 spent on all purchases, everywhere, every time, with no expiration on points as long as the account remains open. Additionally, there are no foreign transaction fees, making it an excellent choice for travelers.
Disadvantages of the card Bank of America® Travel Rewards Credit Card
While the card offers numerous benefits, potential disadvantages include variable APR rates ranging from 18.24% to 28.24% after the introductory period, and a balance transfer fee of 3% for the first 60 days, increasing to 4% thereafter. Additionally, the 1.5 points per $1 earning rate may be lower compared to other travel rewards cards.
Extra features offered by Bank of America® Travel Rewards Credit Card
The card provides a low introductory APR offer, allowing cardholders 0% Intro APR for the first 15 billing cycles for purchases and balance transfers made within the first 60 days of opening the account. Furthermore, Bank of America Preferred Rewards® members can earn 25%-75% more points on every purchase, enhancing the rewards potential.
Learn how to apply for your credit card Bank of America® Travel Rewards Credit Card
Interested individuals can apply for the Bank of America® Travel Rewards Credit Card online through the Bank of America website.
Discover the main ways to apply for the card Bank of America® Travel Rewards Credit Card
From the site:
Applicants can visit the Bank of America website, navigate to the credit cards section, and select the Bank of America® Travel Rewards Credit Card to begin the application process.From the site App:
Alternatively, applicants can apply via the Bank of America mobile app by selecting the credit cards section and choosing the Bank of America® Travel Rewards Credit Card option.By agency:
Applicants can also visit a Bank of America financial center and speak with a representative to apply for the card in person.In conclusion, the Bank of America® Travel Rewards Credit Card presents a compelling option for individuals seeking a travel rewards credit card with a generous sign-up bonus, no annual fee, and unlimited points earning potential. While it offers valuable features such as no foreign transaction fees and a low introductory APR, potential applicants should carefully consider the variable APR rates and balance transfer fees. Overall, for frequent travelers and Bank of America customers, this card could provide significant benefits and rewards.