Travel Smarter: Chase Sapphire Preferred® Card
Chase Sapphire Preferred: premium travel rewards, points, and protection worldwide.
By: Zienic
Earn Points on Every Purchase
Earn 5x points on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases.
Big Sign-Up Bonus
Earn a substantial welcome bonus after meeting minimum spending requirements within the first three months.
Flexible Redemption Options
Redeem your points for travel, cash back, gift cards, or transfer to premium airline and hotel partners at a 1:1 ratio.
Comprehensive Travel Protection
Benefit from trip cancellation insurance, rental car coverage, and purchase protection on eligible items.
Why the Chase Sapphire Preferred® Credit Card is a Must-Have for Travelers
The Chase Sapphire Preferred® Credit Card is one of the most popular travel rewards cards on the market for a reason—it combines powerful earning potential with versatile redemption options. Cardholders earn 5x points on travel purchased through Chase Ultimate Rewards®, 3x on dining (including eligible delivery services), and 2x on all other travel purchases. Every dollar you spend brings you closer to your next dream destination. When it comes time to redeem your rewards, Chase Ultimate Rewards® offers 25% more value when booking travel through the portal, or you can transfer your points to leading airline and hotel partners such as United, Southwest, Marriott Bonvoy, and World of Hyatt. Beyond rewards, the card includes premium protections like trip delay insurance, primary rental car coverage, and purchase protection for peace of mind while traveling. The Chase Sapphire Preferred® Credit Card carries a modest annual fee but delivers outsized benefits, making it a smart choice for both frequent travelers and everyday spenders looking to maximize value on every dollar spent.
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What credit score do I need to qualify for the Chase Sapphire Preferred® Credit Card?
A good to excellent credit score, typically 700 or above, is recommended for approval.
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Does the Chase Sapphire Preferred® Credit Card have an annual fee?
Yes, the annual fee is $95, which is easily offset by the rewards and travel benefits offered.
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How much is the current welcome bonus?
Chase frequently offers a large sign-up bonus (for example, 60,000 points) after meeting the required spending threshold within the first three months.
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Can I transfer my points to travel partners?
Yes, you can transfer your points to Chase’s airline and hotel partners at a 1:1 ratio for greater redemption value.
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Is the card worth it for non-travelers?
Absolutely. Even if you don’t travel often, you’ll still earn valuable rewards on dining, grocery delivery, and everyday purchases that can be redeemed for cash back or gift cards.
How to Apply for the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is straightforward and can be completed online in minutes. Visit the official Chase website and navigate to the Sapphire Preferred® application page. You’ll need to provide standard personal and financial information such as your Social Security number, income, and employment details. Chase typically requires a good to excellent credit score (700 or higher) for approval, so it’s best to check your credit before applying. Once your application is submitted, most applicants receive a decision instantly, though some cases may require additional review. If approved, you’ll receive your card by mail within 7–10 business days. You can then activate it via your Chase account online or through the Chase mobile app. After activation, you can start using your card immediately and earning points toward your next adventure. Be sure to meet the minimum spending requirement within the first three months to unlock the generous sign-up bonus—one of the best in the industry for travel enthusiasts.