Discover it® Miles Credit Card
The Discover it® Miles Credit Card offers unlimited 1.5x miles on every purchase, no annual fee, and first-year mile matching, providing flexible rewards and value for travelers and everyday spenders.
By: Zienic
Earn unlimited 1.5x miles on every purchase
Earn unlimited 1.5x miles on every purchase.
Discover matches all miles earned at the end of your first year
Discover matches all miles earned at the end of your first year.
Redeem miles flexibly for travel purchases or as cash back
Redeem miles flexibly for travel purchases or as cash back.
No annual fee, foreign transaction fees, or blackout dates
No annual fee, foreign transaction fees, or blackout dates.
Why Choose the Discover it® Miles Credit Card?
The Discover it® Miles Credit Card is designed for people who want a straightforward way to earn rewards without getting lost in complicated travel programs. Every purchase, no matter the category, earns 1.5x miles, which keeps things simple compared to cards with rotating bonus categories. What makes this card truly stand out is Discover’s one-of-a-kind first-year match, where all the miles you’ve earned during your first 12 months are doubled automatically. Flexibility is another strong point. Your miles can be redeemed for travel expenses such as flights, hotels, or car rentals, or you can opt to turn them into cash back if you prefer. Since there are no blackout dates, you won’t face restrictions when booking flights or hotels. On top of that, the card has no annual fee and doesn’t charge foreign transaction fees, which is perfect for those traveling abroad. This mix of simplicity, value, and flexibility makes the Discover it® Miles Credit Card a smart pick for anyone who wants reliable rewards with no strings attached.
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What credit score do I need to qualify for the Discover it® Miles Credit Card?
Applicants with good to excellent credit (typically 670+) have the best chances of approval.
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Does the card have an annual fee?
No, the Discover it® Miles Credit Card has no annual fee.
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Can I use my miles for non-travel redemptions?
Yes, miles can also be redeemed as cash back or to cover purchases.
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Does Discover charge foreign transaction fees?
No, this card does not charge foreign transaction fees, making it great for international travel.
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How does the first-year match work?
At the end of your first 12 months, Discover automatically matches all the miles you’ve earned, effectively doubling your rewards for the year.
How to Apply for the Discover it® Miles Credit Card
Applying for the Discover it® Miles Credit Card is a simple process that you can complete online in just a few minutes. Start by visiting Discover’s official website and navigating to the Miles card application page. You’ll need to provide basic information such as your name, Social Security number, income, and employment details. Like most credit card applications, Discover will check your credit history to determine your eligibility. Applicants with good to excellent credit generally have the best chances of approval. Once you’ve submitted your application, you may receive an instant decision, although in some cases Discover might need a little more time to review your information. If approved, you’ll receive your new card in the mail within 7–10 business days. After activating it, you can immediately start earning miles on every purchase. Discover also provides access to online account management and a mobile app, so you can track your miles, make payments, and redeem rewards with ease. With its straightforward application process and user-friendly tools, getting started with the Discover it® Miles Credit Card is quick and convenient—so you can begin turning everyday purchases into travel rewards.