The Discover it® Secured Credit Card offers a pathway to building credit responsibly with its features and rewards.

Advantages of the card Discover it® Secured

The Discover it® Secured Credit Card presents several advantages for individuals looking to build or rebuild their credit history. One notable advantage is the absence of an annual fee, providing users with a cost-effective means of establishing credit. Additionally, the card offers cashback rewards, with 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, and 1% cash back on all other purchases. Another benefit is the opportunity to get the security deposit back after seven months of responsible credit usage.

Disadvantages of the card Discover it® Secured

Despite its benefits, the Discover it® Secured Credit Card also has some drawbacks. One disadvantage is the relatively high standard variable purchase APR of 28.24%. Additionally, individuals with poor credit may find it challenging to qualify for this card.

Extra features offered by Discover it® Secured

Discover provides several additional features to enhance the security and convenience of using the Discover it® Secured Credit Card. These include online privacy protection, free Social Security number alerts, the ability to freeze the account if the card is lost or misplaced, and a $0 Fraud Liability Guarantee. Furthermore, Discover offers 100% U.S.-based customer service, ensuring prompt assistance whenever needed.

Learn how to apply for your credit card Discover it® Secured

Applying for the Discover it® Secured Credit Card is a straightforward process. Prospective cardholders must provide a refundable security deposit when applying, with the credit line matching the deposit amount, starting at $200. Applicants can apply online through the Discover website or via the Discover mobile app.

Discover the main ways to apply for the card Discover it® Secured

There are several ways to apply for the Discover it® Secured Credit Card. Individuals can apply directly from the Discover website by filling out an online application form. Alternatively, they can download the Discover mobile app and apply through the app interface. For those who prefer personalized assistance, applying through a Discover agency is also an option.

Prerequisites for request

To apply for the Discover it® Secured Credit Card, individuals must meet certain prerequisites. These include providing a refundable security deposit, which determines the initial credit line. Additionally, applicants should have a basic understanding of credit and financial responsibility to use the card effectively.

The Discover it® Secured Credit Card offers a valuable opportunity for individuals to build or rebuild their credit history responsibly. With its cashback rewards, security features, and transparent application process, it provides a solid foundation for financial growth and stability.